Christmas Insurance Tips from Riverside County Tax Collector

Why You Need Christmas Insurance

As we approach the holiday season, many of us are excited to start decorating our homes and preparing for festive gatherings with friends and family. However, this time of year can also be a busy period for burglars and thieves who take advantage of the increased activity in neighborhoods.

In fact, according to the FBI, December is one of the most common months for home break-ins. This is why it's crucial to ensure that your home and belongings are properly insured against theft, damage, or loss during this time.

What to Insure During the Holidays

When it comes to insuring your home and belongings during the holiday season, there are several key items that you should consider covering.

First and foremost, make sure that your valuables such as jewelry, electronics, and cash are properly insured against loss or theft. Additionally, consider insuring any high-value gifts or decorations that you may be purchasing this year.

Tips for Reducing Your Holiday Insurance Premiums

While it's essential to have adequate insurance coverage during the holiday season, there are several steps you can take to reduce your premiums and save money.

For example, consider installing security cameras or motion-sensitive lights around your home to deter potential thieves. Additionally, make sure that all doors and windows are locked securely at night and keep an eye on any suspicious activity in your neighborhood.